由於政治和監管環境通常會對公股銀行產生巨大影響,本文乃藉由2007年至2016年間台灣上市櫃公司個別公股銀行貸款合約,探討公司政治人物持股是否會影響企業獲取公股銀行之貸款。本研究發現政治人物擁有企業的股權愈高對於純公股銀行或泛公股銀行之貸款皆具有較負面的政治影響,故本研究結果顯示當有政治性因素參與企業融資活動時,會產生潛在的不利影響。 The political and regulatory environment would usually enormously influence government-owned banks. This study investigates whether politician ownership in a firm affects the access of government-owned bank loans by examining the individual bank loan contracts for listed firms in Taiwan from 2007 to 2016. This study finds that the higher politician ownership has negative political influences on both fully government-owned bank loans and partially government-owned bank loans. Thus, the results of this study suggest that the potential disadvantages generated from the political involvement in the financing activities of a firm.